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Mortgage Banking, Engineered.

Meet The Team

The founder of Abacus North, Sam Perera, assumes a leadership role in overseeing all mortgage banking and direct lending activities. His key responsibilities include the structuring, negotiation, and monitoring of debt products related to the commercial real estate sector. His expertise extends across a diverse range of industries, including real estate, manufacturing, mining, lumber, agriculture, technology, service sectors and consumer products. Prior to establishing Abacus North, Sam held prominent finance positions at HSBC Bank Canada, BMO Bank of Montreal, and Noverra Capital Partners. His extensive deal portfolio spans across mergers and acquisitions financing, cash-flow lending, hybrid debt instruments, construction financing, expansion capital, mezzanine financing, and public market offerings.


Sam's educational background shines with a Bachelor of Commerce in Accounting and an MBA in Finance, both earned at the Sauder School of Business at the University of British Columbia. He holds multiple designations such as Chartered Alternative Investment Analyst (CAIA) and Corporate Finance accreditation from the Chartered Professional Accountants of Canada, along with his recognition from the Mortgage Broker Institute (MBI). 


Beyond the world of finance, Sam is a family-oriented individual who cherishes quality time with his loved ones. He is also an enthusiastic globetrotter and a passionate fan of sports such as hockey, cricket, and soccer and the soul-stirring rhythms of jazz music.

Sam Perera MBA, CAIA, CF, MBI


Iain McIntyre is a highly accomplished financial services professional with over 25 years of expertise in corporate banking and risk management. His most recent role was as the CEO of Fund Management at Amur Financial Group. Iain possesses a wide range of notable strengths, including team leadership, deal origination, relationship management, risk identification and mitigation, credit structuring, financial analysis, and underwriting the financing of complex public corporations and larger mid-market private company loan portfolios spanning various industries.

Throughout his career, Iain has held numerous senior management positions with major banks across Canada, including serving as the Market Vice President of Business Banking for British Columbia and Ontario at CIBC.

In his leisure time, Iain enjoys spending quality moments with his family, playing volleyball, and exploring new destinations through travel.

Iain McIntyre


Kai Chan is the Senior Credit Analyst at Abacus North. He is responsible for providing assistance in the underwriting process and the quantitative aspect of transaction structuring, proforma analysis, as well as due diligence support. With over 10 years of experience in the fields of investment banking, corporate finance, and asset management (North American equities), he has developed extensive knowledge in industries including mining, real estate, technology, consumer packaged goods (CPG), and agriculture.

Prior to joining Abacus North, he held the position of Senior Portfolio Analyst at Amur Financial and worked as an Associate at Adaptable Investments. He is currently a Level III candidate in the CFA program and a Level II candidate in the CAIA program.

Kai Chan

Senior Credit Analist

Angela embarked on her career in commercial real estate finance with Abacus North Capital, when she recently became a part of the team in 2023. Originally, Angela assumed the role of Office Administrator within the company. However, her evolving interests led her to explore underwriting, where she could leverage her problem-solving skills to make a meaningful impact on businesses and communities. Her current responsibilities include overseeing underwriting and loan funding processes while developing workflows to enhance administrative efficiency.


She holds a Bachelor of Arts and Science from Simon Fraser University and has successfully completed the UBC's Sauder School of Business Real Estate Division Mortgage Brokers in BC licensing program.

Outside of her professional endeavors, Angela enjoys immersing herself in world literature and indulging in various forms of art and film.

Angela Guan

Junior Underwriter

Alison Giraud is our dedicated Office Administrator, who has recently joined the Abacus North Capital team. With a passion for organizational excellence and a commitment to creating a positive workplace environment, Alison plays a pivotal role in ensuring the seamless operation of our office. 

She previously worked as a Principal, overseeing all administrative work and managed a full team of 45 staff, maintained positive relations with parents and children in her school district. Alison brings a wealth of experience to our team, having previously worked in administrative roles that demanded precision, adaptability, and a can-do attitude. 

Alison is responsible for coordinating and overseeing various administrative functions that keep our office running smoothly. Her meticulous attention to detail ensures that schedules are organized, communication flows seamlessly, and resources are efficiently managed. From managing appointments to assisting with administrative tasks, Alison is the backbone of our day-to-day operations.

Alison Giraud

Office Administrator

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